Terms & Conditions

Member Agreement Terms and Conditions
www.sitetalkcashback.com ("SiteTalk") offers a service that allows Members to be awarded cashback on purchases made at thousands of stores globally. Joining and using SiteTalk is free and simple, requiring only your email address and a password to get started. SiteTalk does not sell or rent your personal information to third parties, and SiteTalk does not 'spam' its Members. To benefit from all online shopping you can install the SiteTalk CashBack Add-on that will give you notice on all shops that offer cashback.

SiteTalk receives a commission for referring buyers to affiliated stores and uses a large part of this to award its Members cashback on their purchases.

Please read the complete "Member Agreement" for full details on the SiteTalk Cashback Shopping Program ("Program"). We think you will agree that SiteTalk offers the smartest way to shop online per computer or mobile device.
Becoming a Member
By enrolling as a Member completely free in the Program, or by utilizing any of the SiteTalk CashBack add-ons ("Applications"), you agree to be bound by this Agreement, the Privacy Policy and the Cookie Policy and to become a Member of SiteTalk.com and SiteTalkCashBack.com.

Enrollment as a Member is simple: you must provide an email address so SiteTalk can inform you when any rewards are credited to your account. Members of the Program must be at least thirteen years old and agree not to use the Program for any illegal or fraudulent activity. Please be aware that participation in the Program, the opportunity to receive cashback is offered at the sole discretion of SiteTalk, and that SiteTalk has the right to change this Agreement in whole or in part, at any time, with or without notice. You also agree to follow to the Terms & Conditions set out in www.sitetalk.com here
Receiving CashBack
To be able to receive back a portion of your purchases as cash back ("cashback") is straightforward. Choose a store, product, coupon,other offer displayed on www.sitetalk.com or www.sitetalkcashback.com or when the SiteTalk CashBack Add-on bubble indicates you to 'click to activate' or in any of the major search engines or in the SiteTalk Shopping APP for iOS or Android, clicking the accompanying shopping links to be directed to an affiliated store's website ("Affiliate Store"), and complete a purchase to receive cashback on your net purchase amount.

You may also receive cashback on purchases made 'in-store' at a limited number of stores by entering a SiteTalk coupon at time of check out. Such stores and coupons are clearly identified on SiteTalkCashBack.com. Specific cashback amounts vary by store, product category and are provided in detail at SiteTalkCashBack.com. Please note that the net purchase amount excludes taxes, fees, shipping, gift-wrapping, discounts, credits, returns, cancellations and extended warranties.

Certain affiliate stores exclude a limited number of categories of products and purchases from the Program. SiteTalk does its best to minimize and maintain an up-to-date list of exclusions on SiteTalkCashBack.com. Additionally, to receive cashback you must complete your purchase during the same shopping session you started after clicking on the shopping link/store displayed.

Certain affiliate stores on SiteTalk CashBack.com give CashBack for simply 'clicking to find out more', or 'clicking to search' or 'make enquiries' or 'signups' that do not require any purchases from you. In all of these cases SiteTalk CashBack will not process or accept any cashback claims raised by you.

If you visit other sites before completing your purchase or use coupons not provided by SiteTalk, your purchase might be associated with a service other than SiteTalk and you might not receive cashback on your purchase. If you disable 'cookies' on your computer you will not be able to receive cashback as cookies are used to authenticate the user and be insure that the cashback is assigned to the Member account.
Earning Bonuses & Other Rewards
SiteTalk periodically offers various rewards for signing-up to the Program or for other specific actions. The Terms & Conditions accompanying such offers will govern how they are rewarded and if the Terms & Conditions differ from this Agreement. SiteTalk.com has its own loyalty program "StarClub" and Members in the loyalty program on SiteTalk.com are offered additional benefits.
Receiving Payment
To receive payment of accrued cashback and any other rewards, you must establish and maintain an active account with SiteTalk ("Active Account") with the information necessary to process your payment: a valid email address at which you are able to receive email, your PayPal account, your first and last name, your full address and a password to protect your account. To maintain your Active Account, you must update your information when any changes occur, have shopped via SiteTalkcashback.com, a SiteTalk shopping APP or have accrued cashback at any time within the last twelve (12) months.

SiteTalk rewards it's Members accrued cashback and other rewards monthly. These payments can be processed via Paypal or the Members SiteTalk online account, euro is the currency that the cashback was is paid out in by SiteTalk. Members may select or change their payment options in the My Account section of SiteTalkcashback.com. Each payment represents cashback and other rewards generated to date and for which the payout has been requested. The minimum payment amount is €25.01 in any separate currency. Balances below €25.01 (or equivalent value in other currency) remain in your account for potential payment during the next payment period.

Payout Request Date        Payment Date

Jan 1-Jan 31                      Mar 15

Feb 1- Feb 28                   Apr 15

Mar 1- Mar 31                  May 15

…and so forth.

Please note that orders from a few Affiliate Store may be delayed by one, two or up to three pay cycle due to delayed processing and reporting by the stores. We do our best to expedite payments and to maintain a list of stores whose practices might delay our ability to reward cashback on your purchase. SiteTalk reserves the right to delay payment for any purchase based on changes to Affiliate Store policies and procedures at any time.
Updating & Maintaining Your Account
You must be logged into sitetalk.com or sitetalkcashback.com and enter your password to change your account information and payment preferences. You can check your account status and recent earning history at any time via the My Account tab on the SiteTalk cashback website or using the add-on account tab. For security purposes, it is recommended that you memorize your password and do not write it down. You are responsible for keeping your password and other account information confidential. SiteTalk is entitled to act on instructions received under your password and is not responsible for any credits or debits made to your account by someone else that uses your password.
Receiving Communications from SiteTalk
By registering for Membership at sitetalk.com and sitetalkcashback.com, you agree to receive communications that are account and Membership related (e.g., that we've added funds to your account, that we are transferring cashback on a certain date, etc.) as well as periodic shopping-related emails that highlight coupons & special deals that are available to SiteTalk Members. You can opt-out of receiving emails that are not account-related by either (i) visiting your account page and clicking on the Subscriptions link, or (ii) following the unsubscribe link on any of the emails. Since we need to communicate account information with you in order to operate our service, you cannot unsubscribe from account information emails. But rest assured that we don't send account emails unnecessarily. If you do not wish to receive any further mails from SiteTalk, even if just to hear that we awarded you cashback, you can close your account by contacting SiteTalk customer service department.
Protecting Your Information
SiteTalk does not sell or rent your information to third parties. SiteTalk requires your complete profile under My Account on the sitetalkcashback.com website in order to send you payment of cashback and other rewards awarded through SiteTalk. Any other information gathered by SiteTalk will be used only to improve your SiteTalk experience, for example by minimizing the irrelevant content or offers you see and increasing the offers you see from your favourite stores. Such information might include your favourite stores, preferred types of coupons or shopping categories. As detailed in SiteTalk Cashback Privacy Policy and Cookie Policy, SiteTalk does not disclose your information to third parties except as necessary (i) for SiteTalk agents and service providers to make SiteTalk payments to you; (ii) to comply with government agency or court orders or requests; (iii) in providing aggregated or non-personalized marketing services for advertising or store partners; or (iv) for SiteTalk agents and service providers to send SiteTalk communications to you.
Using SiteTalk Shopping APP and Add-on
SiteTalk does not install or require you to install any software to access the cashback shopping program. Members can receive cashback on their purchases by using only the website a href="http://www.sitetalkcashback.com">www.sitetalkcashback.com and clicking the links provided to stores. SiteTalk has a browser add-on to assist users in receiving cashback without visiting SiteTalk.com (for example, from mobile devices or just surfing the web, not being logged in to SiteTalk.com or www.sitetalkcashback.com). If you use the SiteTalk Shopping APP or add-on you agree to use them only for your personal use and for accessing the Program. SiteTalk reserves the right to update or discontinue its APP and/or add-on at any time. You agree not to reverse engineer, decompile, disassemble, copy or otherwise derive the source code of SiteTalk Shopping APP and/or add-on for any reason. You may not rent, sell, or sublicense SiteTalk Shopping APP and/or add-on without SiteTalks prior written consent.

SiteTalk Shopping APP and/or add-on, their underlying information and technology may not be exported or re-exported into any country. By using SiteTalk Shopping APP and/or add-on you represent and warrant that you are not located in, under the control of, or a national or resident of any such country, or on any such list, that you will otherwise comply with all applicable export control laws. SiteTalk reserves all rights to SiteTalks Shopping APP and Add-on under the copyright laws of Germany.

The SiteTalk add-on functions in three different ways. Some shops are automatically enabled to earn you rewards, some shops are semi-automatic and some are completely disabled. If a visited store is automatically enabling for earning rewards you will get a notification and are redirected via a message to a href="http://www.sitetalkcashback.com">www.sitetalkcashback.com. If a visited store is semi-automaticlly enabling for earning rewards you will get a notification to 'click to activate' and are redirected by a message to a href="http://www.sitetalkcashback.com">www.sitetalkcashback.com and from there the link is activated or you simply have to click the store link to earn cashback. If you visited a store and the add-on dos not indicate anything then you will have to visit a href="http://www.sitetalkcashback.com">www.sitetalkcashback.com to enable any rewards from this store/merchant
Inactive Member Accounts & Termination of Membership
Membership in the SiteTalk cashback shopping program is free: there is no charge to be a Member or to receive cashback. If your account is inactive for more than twelve (12) consecutive months, SiteTalk reserves the right to cancel and to delete your SiteTalk cashback account with no further notice. This does not affect your sitetalk.com Membership which will continue to be available for you.
Program Limitations, Qualifications & Disclaimers
Membership in the Program is subject to this Program Agreement. All Affiliate Store Memberships and/or operating agreements as they relate to their affiliate or partner programs with SiteTalk and which reside on the Affiliate Store's respective Web sites are hereby incorporated into this Agreement by reference.

Membership in the Program is limited to individuals who are 13 years of age or older. Members may not use scripts or disguised redirects to derive financial benefit from sitetalk.com or sitetalkcashback.com. Members must have Internet access and maintain a valid email address to be eligible to receive the privileges and benefits of Membership.

Any failure to comply with this Program Agreement, any fraud or abuse relating to the accrual or receipt of cashback rewards, or any misrepresentation of any information furnished to SiteTalk or its affiliates by you or anyone acting on your behalf may result in the termination of your Membership in the Program and forfeiture of your accrued cashback rewards.

The determination of whether or not a purchase made through a SiteTalk Affiliate Store qualifies for cashback is at the sole discretion of SiteTalk. If an Affiliate Store fails to report a transaction to SiteTalk or withholds payment to SiteTalk for any reason, SiteTalk reserves the right to cancel the cashback associated with that transaction.

If SiteTalk has any reason to suspect fraudulent activity is associated with your account, SiteTalk reserves the right to delay or withhold payment of cashback. You give SiteTalk permission to review your account with the Affiliate Stores in cases where SiteTalk suspects fraudulent activity. SiteTalk is not responsible for lost or stolen payments, including gift cards. SiteTalk is not responsible for payments delivered to the wrong address through no fault of SiteTalk or for payment errors made by payment partners like PayPal.

It is your responsibility to check your account regularly to ensure that cashback has been properly credited and paid and that your account balance is accurate. If you do not believe that Cashback has been correctly credited to your account you must contact SiteTalk Customer Service within 90 days of the transaction. Should you disagree with any adjustments made to your account or payments made to you, your sole remedy is to withdraw from the Program.

You may be taxed on your receipt of cash and other consideration (merchandise, travel, etc.) depending on the tax laws of international, federal, state, and local jurisdictions. SiteTalk may choose to provide you with those notices to you on occasion. In all instances, you will be solely responsible for any and all tax liability.

SiteTalk is not responsible for changes to, or discontinuance of, any Affiliate Store, or for any Affiliate Store withdrawal from the Program, or for any effect on accrual of cashback caused by such changes, discontinuance, or withdrawal. SiteTalk is not responsible for changes to, discontinuance of any special offer or coupon code at an Affiliate Store site.

The SiteTalk Program and Shopping Applications and Add-ons are being provided to the Member "as is" with no warranty. SiteTalk reserves the right to terminate the Program at any time with or without notice. To the maximum extent permitted by law, SiteTalk disclaims all representations and warranties, express or implied, with respect to the Program and Applications.

SiteTalk does not warrant, guarantee, or make any representations regarding the quality or accuracy of advertisements for any products or services offered or provided by Affiliate Stores in conjunction with the Program. In addition, SiteTalk does not warrant that access to this site or use of its Shopping APP and/or Add-on will be uninterrupted or error-free, and SiteTalk assumes no responsibility for any damage caused by your access or inability to access SiteTalk.com or SiteTalk Shopping APP and/or Add-ons.

Members agrees to indemnify and hold SiteTalk, its parents, subsidiaries, affiliates, officers, directors and employees, harmless from any claim or demand, including reasonable attorney's fees, made by any party due to or arising out of Member's use of the Program.

SiteTalk may modify this Agreement from time to time, with or without notice, and your continued participation in the Program after such modification shall be deemed to be your acceptance of any such modification. It is your responsibility to check the Terms & Conditions page on www.sitetalkcashback.com website regularly to determine whether this Agreement has been modified. If you do not agree to any modification of this Agreement, you must immediately cease participation in the Program.

This Agreement shall be governed by and construed in accordance with the laws of Germany, without reference to conflicts of law rules. As a condition of the use of the website and service, you (the Member) agree to submit to the personal and exclusive jurisdiction of the courts located within Germany and therefore agree to file any grievance or suit of any kind exclusively in the courts located within Germany. If any provision of this Agreement is found invalid or unenforceable, that provision shall be enforced to the maximum extent possible, and the other provisions contained herein will remain in full force and effect. SiteTalk failure to insist upon or enforce strict performance of any provision of the Agreement shall not be construed as a waiver of any provision or right. This Agreement constitutes the entire agreement between you and SiteTalk with respect to the Program.

In the event of any conflict between the English and other language versions, the English version shall prevail.

Effective Date: August 6th 2015

Frank Ricketts